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Life Insurance

Life insurance helps protect the people you love if the unexpected happens. It can replace income, cover a mortgage, or handle final expenses so your family’s plans don’t pause. Choose from term (straightforward, time-based) or permanent coverage (lifelong protection with cash value). You can tailor the benefit to match real bills—childcare, tuition, or the last few years of a loan—so support shows up where it matters. Clear English, real benefits—no medieval Latin required, just practical protection that grows with your life.

You pick a benefit amount and beneficiary; you pay a predictable premium; your policy pays out when it’s needed most. Add riders for extras like critical illness or accidental death, or convert term coverage later if you want longer protection. Quotes are quick, underwriting is straightforward, and many options require only a brief health check. Whether you’re starting a family or planning retirement, the right policy turns “what if” into “we’re covered,” with claims support that guides your loved ones step by step.